Tools

Payment fees, marketplace take-home, rates, and a rough US SE tax estimate.

Stripe Fee (US)

Domestic card fee → net take-home after Stripe.

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Stripe Reverse Invoice

Charge enough so you still net your target.

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Hourly Rate Planner

Annual income goal → billable USD hourly rate.

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PayPal Fee (US)

Estimate PayPal US card fees → net.

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Upwork Take-Home

Contract fee % → what you keep (estimate).

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Fiverr Take-Home

20% seller fee → net after Fiverr commission.

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Hourly → Weekly / Monthly

Billable rate × hours → weekly, monthly, annual.

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Wise Fee (US send)

Corridor presets → estimate outbound Wise transfer cost.

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Gumroad Take-Home

10% + $0.50 (or Discover 30%) → creator net.

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How Stripe fees work

Short guide to US Stripe fees + reverse invoicing.

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US Self-Employment Tax

Rough SE tax estimate (not tax advice).

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US take-home checklist

2026 money path — fees, marketplaces, rates, SE tax.

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